An option available to you at retirement is to invest a portion of your pension funds into an Approved Retirement Fund. There is no doubt that investing in a ARF provides many benefits. However, is using it as an Inheritance Tool a benefit to all beneficiaries?
There’s nothing like the smell of a delicious home-cooked meal from the oven. However, after your stomach is full, the cleanup is required and the inside of your oven can be a lot dirtier than you’d like to admit. Thankfully, it’s a lot easier to clean your oven than you may think.