Professional Indemnity Insurance policies are designed to protect Businesses against Legal Liability as a consequence of negligent professional advice.
We aim to develop a real understanding of your business to ensure the cover provided genuinely meets your needs. Our expertise and years of experience in Professional Indemnity Insurance means that we can provide competitive premiums for all trade professionals.
Along with our Solicitors Indemnity Insurance, we also cover the following professions:
As an accountant, your clients expect the utmost care and attention, but even in the most competent hands, mistakes can happen that cost you time, money, and your firm’s reputation.
Our Professional Indemnity Insurance provides essential financial protection that will cover you in the event of claims brought against you by a client.
Typical Exposures we cover: |
| Auditing errors
Breach in Confidentiality Cover for Fidelity Damages awarded by Ombudsman Defence for third party or client claims Failure to lodge tax returns Fraud Insolvency Legal Fees Loss of documents Negligent advice leading to financial loss |
In recent years a number of insurance underwriters announced that they would no longer provide cover for Architects. Fortunately, Murray & Spelman are still in a position to provide highly competitive rates from a number of A-Rated insurers.
We offer PI cover that protects our clients in the event of a loss arising due to potential breach of duty by way of neglect, error and/or omission.
Typical Exposures we cover: |
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Breach of privacy Breach of intellectual or industrial property Joint ventures Loss of documents Misleading or deceptive conduct Vicarious Liability |
We provide Professional Indemnity cover for Auctioneers, estate agents and property management consultants.
Our cover protects against claims that may arise in respect of our client’s legal liability as a consequence of negligence in professional duty.
Typical Exposures we cover: |
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Fidelity Cover Legal Expenses Liable and Slander Loss of Documents |
We recognise that Engineers want to purchase their professional indemnity insurance using a fast and hassle free approach, this is why Murray & Spelman guarantee a quick quoting turnaround along with very competitive prices.
Typical Exposures we cover: |
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Building regulation approvals and supervision activities Contract preparation and administration Negligent client advice Preparation of specifications, designs and plans |
Technology has evolved at a phenomenal rate and so too have the risks and exposures associated with it.
Murray & Spelman can provide Professional Indemnity cover for simple or complex risks and tailor our policies to meet the needs and priorities of clients.
Typical Exposures we cover: |
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Breach of Confidentiality Dishonest or malicious acts by employees Error or Omission Infringement of Intellectual Property Rights Loss of Documents Misrepresentation Misstatement Negligent Act Primary and Excess Layer Protection for IT Consultants Telecommunications Consultants Software developers |
At Murray & Spelman, we understand the risks faced by Management Consultants and this allows us to tailor insurance solutions to suit your business needs.
A potential claim can cost you time, money & damages to your reputation, and our expertise in addition to our years of experience in dealing with Professional Indemnity Insurance means that we can provide competitive premiums for all trade professionals.
Typical Exposures we cover: |
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Defence Costs (in respect of policy limits) Errors and omissions Dishonesty of employees Loss of documents & defamation
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Knowledge and experience are important when it comes to recruitment and we recognise the risks associated with this type of profession. This is why we understand how to create efficient and affordable insurance that protect your agency against a multitude of risks.
Typical Exposures we cover: |
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Defamation Defence costs in addition to policy limits Dishonesty of employees Error, omission and misstatement |
All Surveyors must maintain a minimum level of Professional Indemnity Insurance (PII) as stated by the Society of Chartered Surveyors and our PII cover meets these requirements.
We provide essential financial security to help safeguard your company in the event of a claim that may be brought against you due to errors or omissions in work you have completed for a client.
Typical Exposures we cover: |
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Approvals of Building Regulations Property Sales Property Management Valuations and Administration |
To discuss your business and its Professional Indemnity Insurance requirements, please contact any member of our commercial team.
Lead Contacts
Galway
Kildare
